Clear, current, no-fluff guides on umbrella companies, IR35 and contractor taxes — all updated for the 2026/27 tax year.
How umbrella employment works, the money flow, and the benefits and risks — in plain English.
ComparisonHow agency PAYE and umbrella payroll differ — employment, continuity, fees and control.
ComparisonTax efficiency vs admin vs risk — the full side-by-side, including IR35.
How It WorksThe day-to-day reality: payments, running costs, admin and switching.
FeesMargins, employer NI, the apprenticeship levy and the hidden charges to avoid.
ChecklistSeven practical checks to spot a compliant, fairly-priced provider.
Q&AQuick answers on fees, switching, holiday pay, IR35 and getting paid.
Run the numbers yourself with 2026/27 rates — then get a personalised quote.
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