Wages take-home calculator

Convert hourly, daily or annual pay into real take-home money — updated for 2026/27 tax rates.

Your pay

Paid

Amount

Tax region

Student loan

Pension contribution (% of gross salary)

Annual take-home

—

Monthly take-home

—

Weekly take-home

—

You keep — of your gross pay

Estimate only — not financial advice. Based on the standard 2026/27 personal allowance and a 1257L tax code.

Assumptions & notes

2026/27 rates: personal allowance £12,570, basic 20% to £50,270, higher 40% to £125,140, additional 45%.
Employee NI: 8% between £12,570 and £50,270, then 2% above.
Hourly rates assumed over a 37.5-hour week; daily rates over 260 working days.
Pension contributions are deducted before income tax.

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