Free, independent umbrella comparison for UK contractors
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Terms & conditions

The terms for using this website and our quote matching service. Last updated: September 2026.

1. About us

This website is operated by Find Umbrella Ltd, registered in England and Wales under company number 13009084, with its registered office at Kemp House, 128 City Road, London, England, EC1V 2NX.

2. Use of this website

By using this website you agree to these terms. You must not misuse the website, attempt unauthorised access, or use it in any unlawful way. Content on this site is provided for general information and must not be relied on as tax, legal or financial advice.

3. Our service

Find Umbrella is an independent introductory service. We match you with umbrella company providers based on the information you provide. Quotes, take-home figures and calculator results are estimates only and are not financial advice. Your contract, if any, is with the umbrella company you choose — not with us.

We receive a referral fee from partner providers when you join one through us. Our service is free to you.

4. Information you provide

You must provide accurate information when requesting a quote. By submitting your details you agree that we may share them with the providers we match you with, in accordance with our privacy policy.

5. Intellectual property

All content on this website, including text, graphics and code, belongs to Find Umbrella Ltd or its licensors. You may not copy or reuse it commercially without our written permission.

6. Limitation of liability

To the fullest extent permitted by law, Find Umbrella Ltd is not liable for any loss arising from the use of this website, reliance on its content or calculator outputs, or from services provided by third-party umbrella companies. Nothing in these terms excludes liability that cannot be excluded by law.

7. External links

This website contains links to third-party websites, including government sources and partner providers. We are not responsible for their content or practices.

8. Changes

We may update these terms from time to time. Continued use of the website after changes are published constitutes acceptance of the updated terms.

9. Governing law

These terms are governed by the laws of England and Wales, and any disputes are subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact

Questions about these terms? Email [email protected] or call 020 8191 2489.