Capital gains calculator

The total capital gains tax (CGT) is calculated based on two main factors which are the type of assets you sell and your total earnings.

How much you earn in total determines how much of your capital gains will be taxed at 20% or 10%.

For example, if you earn £69,000 annually and your capital gains from shares were £20,000, the CGT breakdown will be:

• No CGT on the first £12,300 of your earnings.
• £127 at a 10% tax rate will be paid for the next £1,270 of your capital gains.
• £1,286 at a 20% tax rate will be paid for the next £6,430 of your capital gains.

Notice that if your profit is under £12,000 or you are about to sell your main home, you will not have to pay CGT on your property.
Also, there are two scenarios where you can lower your CGT bill.

• People who have let out their homes for a while can apply for letting relieves, which will reduce their CGT bill.
• If you sold another property last year and lost some money, you can claim this money this year by reducing your CGT.

If you are about to sell your property, our Capital Gains Tax Calculator will provide you with an estimate of how much you will pay as a Capital Gains Tax (CGT).

Just enter your earnings before tax, the value of your capital gains before tax, where your capital gains arose from, and the tax year and click the Calculate button.