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Child Benefit calculator

See how much Child Benefit you'll actually keep after the High Income Child Benefit Charge — updated for 2026/27.

Your family

£

Your total taxable income before personal allowances, less reliefs like pension contributions.

Weekly Child Benefit
—
High Income Charge
(paid back)
—
You keep
(per year)
—
2026/27 rates: £27.05/week for the eldest or only child, £17.90/week for each additional child. The charge applies 1% for every £200 of income between £60,000 and £80,000 — above £80,000 it claws back all of it.

Estimate only — not financial advice. Even if the full amount is clawed back, claiming keeps your National Insurance credits toward the State Pension.

Contracting and want to keep more income?

Pension contributions reduce your adjusted net income — and a compliant umbrella keeps everything else simple.

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